Personal & Community

Free Counter Service
The Co-op provides many services free of charges and fees, including savings accounts and counter service.

Christmas Club Accounts
These are paid out on 1st December and allow families with limited means to meet the extra costs involved with Christmas and to make Christmas a happy family occasion. Last year the Co-op paid out $251,380 in Christmas club accounts to 416 members.

Loans For Members On Low And Fixed Incomes
Small loans are made to members who would not qualify for credit at other financial institutions, and at affordable interest rates. The co-op provides small loans that allow members to prove their ability to repay even if their debt to income ratio is high. Most of these loans are for household goods, school costs, Christmas and holiday costs, car repairs, debt consolidation or for emergencies like family sickness and deaths