HOME
 
Banking
Internet
Business
Insurance
Investing
Lending
Privacy and Security
   

Personal Loans
Car Loans
Checklist for loans

LOANS - All You Need To Know About Borrowing From The Co-op

    The Fitzroy & Carlton Community Credit Co-operative can provide you with a loan to meet a variety of needs. We offer:

  • personal loans (secured & unsecured)
  • housing loans.

  • WHY BORROW FROM FCCCC?

  • Personal and friendly service from our Loans Officer
  • Competitive interest rates
  • Low fees
  • Loans available to members on low incomes
  • Repayments to suit your budget
  • Establish a good credit history
  • Access all our other credit union services
  • Support your local community
  • Be a member of an ethical banking cooperative.


  • The Fitzroy & Carlton Community Credit Co-operative provides affordable financial services to people living, working and studying in the Cities of Yarra, Darebin, Moreland and Melbourne.
  • The cooperative was founded in 1977 to support our local community through ethical banking.
  • ATM/EFTPOS

  • Credit card

  • Budget service

  • Savings accounts

  • No over-the-counter fees

  • Christmas Club Loans

  • Phone banking

To become eligible to apply for a loan, check that you have:

  • Become a member of the co-op
  • Been an active member of the co-op for three months
  • Read through the Information Statement in the application
  • Before sending in or dropping off your loan application

  • Check that you have completed these steps:

  • Attached a statement from Centrelink showing your entitlement to benefits (if applicable)
  • Attached 2 current payslips from your employer (if working)
  • Completed and signed the Privacy Form
  • Completed and signed the Declaration of Death Cover form
  • Filled in every section of the application form
  • Had the application form signed in front of and witnessed by, one of the following:

  • Justice of the Peace
  • Commissioner for taking affidavits under Evidence (Amendment) Act 1984
  • Solicitor
  • Person entitled to administer Declarations in Victoria.
  •  

    Created 2005 - Fitzroy and Carlton Credit Co-operative -office@fccc.com.au
    Fitzroy and Carlton Community Credit Co-Operative Ltd, AFS Licence No 246659, ABN:70 087 651 438, BSB 803 226