Get informed about a Housing Loan

The co-op offers housing loans to buy a property for owner occupation and also for home improvements. You can also refinance existing home loans.

Key points:

• Maximum loan amount $125,000
• Minimum loan amount $10,000
• Maximum loan to valuation ratio 80%
• For current interest rates please contact us
• Maximum term of loan 25 years
• Early repayments – yes, anytime, no penalty fee
• Fees & charges
• $25 loan approval fee (no application fee)
• No account keeping fees

Do I qualify for a loan?

You must meet the co-op’s lending criteria which are based on your capacity to repay, and your loan history if you have one

How do I apply?

Collect an Application Form from the co-op.

INSURING YOUR PROPERTY

With or without a co-op housing loan, we can arrange home and contents insurance to protect your property.