Fees & Rates

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Membership Fees
General Service
Wage Paying Service
  • Shares - $2.00
  • Entrance Fee - $8.00
  • Counter Cheques $2.50
  • Dishonour Fees (Cheque Deposits)- $9.00
  • Direct Debit Dishonour Fees- $15.00
  • Electronic transfer to other banks - $1.60
  • Base Fee - *$18.33/month
  • By 12 *$220.00/year.
  • Per pay - * $3.85/person
  • Wages by Cheque - $5.50/ cheque
  • Fringe Benefits - $5.50/ cheque
* Inclusive of GST
Budget Fee
   
  • Base fee $10.00/month
  • x12 $120.00/year
   
Member Cheque Book Fee
Redicard Fees
Interest Rates
    Base Fee
  • $0.70 per cheque - Books of 25, 50, 100 and 200 available.
  • Member Cheque Dishonour Fee - $30.00
  • Annual Fee $12.00
  • $0.45/ EFTPOS transaction
  • $0.45/ATM transaction
  • $1.00/rejection
    Deposits
  • At Call S1, S2, S4, S6,
    S60, S65: 0.20% p/a - mm*
  • <Term Deposits

  • 3 mths 3.25% p/a - cd*
  • 6 mths 3.50% p/a - cd*
  • 12 mths 3.75% p/a -cd*
 
 
 
Notice of Withdrawal
** What are mm and cd? **
 
  • 30 day Notice 3.00% - p/a-cd
  • S3 Christmas Club 2.25% p/a-mm
  • mm - calculated on minimum monthly balance paid annually on 30th June
  • cd - Interest is calculated daily and paid on maturity.
 
Loans Base CCr
Business Services
 
  • Home Mortgage loans 7.05% p/a
  • Home equity loans - 7.05%p/a
  • Car Loans over $10,000 -$10,000 -10.35%
  • Personal Loans, secured - Secured - 11.90% p/a
  • Personal loans, Unsecured - 13.90% p/a
Payroll
  • Fortnightly Wage
Paying
  • Payslips and Pay Reports
  • Superannuation
  • Workcover Payments
  • Group Tax Payments
  • Direct Entry to Banks,
    Credit Union/ Building Societies.
 

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Fitzroy and Carlton Community Credit Co-operative Ltd (FCCC) 145 Brunswick St, Fitzroy P.O. Box 198 Fitzroy 3065  | Phone: 03 9419 4533 Fax: 03 94161626

©  Fitzroy and Carlton Community Credit Co-operative Ltd (FCCC) 2010   ABN:  70 087 651 438  AFSL:  24 66 59

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