Fitzroy and Carlton Community Credit Co-operative Ltd (FCCC)

The Fitzroy and Carlton Community Credit Co-operative Ltd (FCCC) has a committment to assist lower income members of our community better manage their finances.

Background
The Co-op grew out of the Action Resource Centre Project under the auspice of the Brotherhood of St Laurence in 1977. The aim was to provide a savings and loan facility relevant to the needs of people on low incomes.The organisation has now grown to an independent community-managed credit union based in Fitzroy providing appropriate and supportive financial services to people on low incomes who live in the cities of Yarra, Darebin, Melbourne and Moreland and in the suburb of Heidelberg West. As well FCCC accepts members outside these areas in need of supportive financial assistance who are referred to it by financial counsellors and welfare organisations.

Purpose
The purpose of the Co-op is to assist members to gain the skills necessary to manage their own finances with access to small loans, financial counselling, a budget service, special savings accounts like Christmas Club and services aimed at avoiding problematic debt among those on low and fixed incomes.